Cashback Credit Cards

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Guide to Term Deposits in Vietnam

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Sacombank Visa Platinum Cashback

Refund Sacombank Visa Platinum

Up to 11.6 billion

global travel insurance package

Up to 5%

Cashback on all eligible transactions

55 days

interest free

BRG Elite

BRG Élite

Attractive cashback.

on all eligible transactions

$0

lifetime annual fee

Up to 70%

discounts at partner merchants.

Sealady Cashback

SeALady Cashback

2%

Cashback on all eligible transactions

$0

lifetime annual fee

Up to 70%

discounts at partner merchants.

SeA bank

SeALady Easy

Up to 8%

cashback on eligible online shopping transactions

$0

lifetime annual fee

Up to 7%

discounts at partner merchants.

Sea bank Visa Platinum

SeABank Visa Platinum

Enjoy numerous cashback offers and premium shopping benefits with the SeABank Visa Platinum card.

for eligible transactions, up to 36 million VND per year

$0

lifetime annual fee

Up to 10 billion VND

insurance package

ACB Visa Platinum

ACB Visa Platinum

Up to 10% cashback

for shopping and groceries

0.5% cashback

for other shopping transactions

0% interest rate.

installment fees at partner merchantss

ACB Visa Signature

Visa ACB Signature

10% cashback

for hotel bookings and flight tickets

Up to 50% discount

Up to 50% discount on dining at the In Dinning restaurant chain

0% interest rate.

installment fees at partner merchantss

FCB Mastercard Credit

Credit MasterCard FCB

Cashback up to 8%

for sports shopping transactions

Up to 7,2 millions VND

annual cashback

Priority access to events and gifts

from the club

SHB Mastercard Cashback

SHB Mastercard Cashback

Cash back 600.000 VND

per statement

Up to 5% cashback

for eligible transactions

Annual fee waiver

for eligible cardholders

SCB Visa Gold

SCB Visa Gold

Interest-free

up to 55 days

Annual fee waiver

for the first year

For eligible cardholderss

from SBC and Visa

OCB JCB Gold

OCB JCB Gold

No annual fee

in the first year for eligible cardholders.

Up to 5% cashback

at supermarkets, convenience stores, and Japanese restaurants.

Up to 80% cashback.

credit limit

OCB JCB platinum

OCB JCB Platinum

Premium offers

shopping, flight tickets, travel, hotel bookings, and more

Up to 10% cashback

at supermarkets, convenience stores, and Japanese restaurants.

No annual fee

in the first year for eligible cardholders.

OCB Mastercard Platinum

OCB Mastercard Platinum Card

Up to 10% cashback

for technology transactions

Up to 5% cashback

for transportation and delivery services

1% cashback

on insurance payments

OCB Igen Mastercard Platium

OCB iGen Mastercard Platinum

No annual fee

for eligible cardholders

Open and use the card online.

without the need for a physical card.

Up to 500 million VND.

daily credit limit

financesmartvn-the-tin-dung-hdbank-vietjet-classic.png

HDBank VietJet Classic

100,000 VND spent on domestic purchases = 1 SkyJoy point.

100,000 VND spent on international purchases = 5 SkyJoy points.

Annual fee waiver

in the first year

0% interest-free installments

fees at partner locations

98.financesmartvn-the-tin-dung-techcombank-spark

Techcombank Spark

VinID reward points

for all eligible shopping transactions

0% interest rate.

installment fees at partner merchantss

5 million VND cashback

for eligible cardholders each quarter

91.financesmartvn-the-tin-dung-techcombank-visa-signature

Visa Techcombank Signature

No annual fee

for eligible cardholders

10.5 billions

Travel insurance package

Cashback of 5%

for dining and hotels within the country, up to a maximum of 5,000,000 VND per month.

89.financesmartvn-the-tin-dung-msb-visa-signature-dining

MSB Visa Signature Dining

10% cashback

for all dining expenses on weekends, with a maximum of 10 million VND cashback per year.

12 free rounds of golf each year

at 50 golf courses nationwide

Up to 50% discount

at over 300 retail points within JOY World of Benefits

financesmartvn-the-tin-dung-msb-mastercard.png

MSB Mastercard Card

Free annual fee and card withdrawal fee.

lifetime

1.000 VND = 10 điểm thưởng

for supermarket purchases

1.000 VND = 1 point

for other shopping transactions

financesmartvn-the-tin-dung-msb-mastercard-mdigi.png

MSB MasterCard mDigi

Cashback up to 20%.

for spending on food and beverage, travel and hotel, entertainment, maximum limit of VND 300,000 per statement cycle.

Up to 50% discount

at over 300 retail points within JOY World of Benefits

0% interest rate.

at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.

financesmartvn-the-tin-dung-tpbank-visa-gold.png

TPBank Visa Gold

Up to 7,2 millions VND

annual refund. Other terms apply.

300 million VND

Credit limited

15% off

for food & beverage, accommodation and spa

financesmartvn-the-tin-dung-vpbank-titanium-cash-back.png

VPBank Titan Cashback

up to 1.5%

Cashback on eligible transactions.

free

Annual fee for primary card for eligible cardholders.

up to 30%

Discounts on shopping, dining and travel at over 5,000 partners.

financesmartvn-the-tin-dung-vpbank-lady-mastercard.png

VPBank Lady MasterCard

up to 15%

Cashback on all eligible online transactions.

300,000 VND

Welcome cashback for eligible cardholders.

Installment payment.

at over 150 partners

financesmartvn-the-tin-dung-vpbank-step-up-mastercard.png

VPBank StepUp Mastercard

up to 15%

Hoàn tiền trên tất cả các giao dịch mua sắm trực tuyến đủ điều kiện.

300,000 VND

Welcome cashback for eligible cardholders.

installment promotion

At over 150 partners

financesmartvn-the-tin-dung-vpbank-platinum.png

VPBank Platinum

Up to 12 points

for every 1,000 VND for eligible transactions

Up to 30%

Discounts at over 5,000 stores, dining, travel and shopping partners

Installment promotion

at more than 150 partners nationwide

financesmartvn-the-tin-dung-vpbank-platinum-cash-back.png

VPBank Platinum Cashback

Up to 2%

Cashback for all cardholders

Free

Annual fee for primary and supplementary cards

0%

0% interest installment payment at more than 150 partners nationwide.

Diamond World Lady

VPBank Diamond World Lady

up to 10%

Cashback on shopping and dining

free

Issuance fee and annual fee

1.5 million VND

Welcome Cashback Promotion

financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back48.financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back.png

Vietinbank Mastercard Platinum Cashback

Unlimited

Cashback on all eligible purchases

0%

Installment payment with preferential interest rates at partners

Up to 55 days

interest free period

financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back-virtual.png

VietinBank MasterCard Platinum Virtual Cashback

Unlimited

Cashback on all eligible transactions

0%

Installment payment with preferential interest rates at partners

Free

Annual fee for the first year upon qualifying spending

financesmartvn-the-tin-dung-vietcombank-mastercard-world.png

MasterCard World MasterCard

Up to 55

interest free day

Up to 5%

Cashback on overseas spending and 0.5% cashback on domestic spending

Up to 11.65

billion dong travel insurance package

financesmartvn-the-tin-dung-vietcombank-american-express®.png

Vietcombank American Express ®

0% interest rate

installment payment at partners.

0.6% Cashback

transaction value for green class and 0.8% of transaction value for gold class.

Up to 7 billion VND

Travel insurance package

financesmartvn-the-tin-dung-vietcombank-american-express-®-gold-card.png

American Express® Gold Card

0%

installment payment interest at partners.

Up to 0.8%

refund transaction value

7 billion VND

Travel insurance package

financesmartvn-the-tin-dung-vib-financial-free.jpg

VIB Financial Free

30%

Discounts on dining, online shopping, and travel at over 25 leading brands in Vietnam.

0%

Interest for the first 3 statement cycles includes all spending and cash withdrawals.

X6

Unlimited commission when referring cards to others.

financesmartvn-the-tin-dung-vib-cash-back.jpg

VIB refund

Free

lifetime annual fee for qualified new cardholders

100%

Cashback on first payment transaction, up to VND 500,000, for eligible cardholders

Up to 10%

Cashback on eligible purchases, up to VND 800,000/month

financesmartvn-the-tin-dung-vib-family-link.jpg

VIB family connection

16X

Bonus points for all valid transactions

Free

Annual fee for eligible cardholders

100%

Refund for the first payment transaction, maximum 500,000 VND

financesmartvn-the-tin-dung-hsbc-platium-online

HSBC Visa Platinum Refund

Up to 8%

Cashback when shopping online at online platforms

0.3%

Cash back rate on all qualifying purchases

1% unlimited

Cashback on all other online purchases

financesmartvn-the-tin-dung-hsbc-cash-back

HSBC Visa Platinum Online

Up to 8%

Cashback for online shopping at Tiki, Lazada, Shopee, Grab, Sendo, Baemin

Apartment 0.3%

Cash back rate on all qualifying purchases

Up to 4.6

million dong online shopping insurance

financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back-virtual

VietinBank MasterCard Platinum

Unlimited cashback

for all expenses

0%

Interest-free installment payments

$0 annual fee for the first year

when meeting spending conditions

VIB Cards Vietnam

VIB Travel Elite

$0 phí

for new credit cardholders

100% Cashback

on the first payment transaction

0%

Foreign currency transaction fee

VIB Card Vietnam

VIB family connection

16x point

for every transaction when using the card with a minimum spend of 100,000 VND

$0

Annual fee

100% cashback

on the first payment transaction

HSBC Cards Vietnam

HSBC Visa Cashback Platinum

Up to 8%

Cashback on online shopping

0,3%

Unlimited cashback

4,6 millions VND

Insurance benefits

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