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Credit Card

NCB Women's Credit

Up to 5 million

Monthly VND cashback for all purchase transactions.

0% interest rate.

Installment fee at partner

Infinite

shopping and travel incentives

Sacombank Visa Platinum Cashback

Refund Sacombank Visa Platinum

Up to 11.6 billion

global travel insurance package

Up to 5%

Cashback on all eligible transactions

55 days

interest free

hdbank Mastercard Gold

HDBank gold Mastercard

$0 annual fee

in the first year

Up to 5 Skypoints

on domestic spending and spending abroad

0% interest rate

Installment fee at partner

MB Jcb

MB JCB Modern youth

Up to 1 billion

VND credit limit

0% interest rate.

Payment in installments at partners

Free

Issuance fee and annual fee for virtual cards

BRG Golf Seabank

BRG Golf SeABank

Up to 30%

discount on round fee and golf practice

3 millions VND

Voucher/ E- voucher per quarter

$0

Annual fee for eligible cardholders

BRG Elite

BRG Élite

Attractive cashback.

on all eligible transactions

$0

lifetime annual fee

Up to 70%

discounts at partner merchants.

Sealady Cashback

SeALady Cashback

2%

Cashback on all eligible transactions

$0

lifetime annual fee

Up to 70%

discounts at partner merchants.

SeA bank

SeALady Easy

Up to 8%

cashback on eligible online shopping transactions

$0

lifetime annual fee

Up to 7%

discounts at partner merchants.

Sea bank Visa Platinum

SeABank Visa Platinum

Enjoy numerous cashback offers and premium shopping benefits with the SeABank Visa Platinum card.

for eligible transactions, up to 36 million VND per year

$0

lifetime annual fee

Up to 10 billion VND

insurance package

ACB JBC Gold

ACB JCB Gold

Free cash withdrawals.

at ATMs nationwide.

28%

annual interest rate

0% interest rate.

installment fees at partner merchantss

ACB Express

ACB Express

Free cash withdrawals.

at ATMs nationwide.

20%

annual interest rate

0% interest rate.

installment fees at partner merchantss

ACB Mastercard

ACB Mastercard Gold

Premium benefits

Travel, dining, and shopping benefits from ACB and Visa.

0% interest rate.

installment fees at partner merchantss

5% payment.

5% on monthly spending.

ACB Visa

ACB Visa Digi

Competitive exchange rates

for online foreign exchange transactions

Up to 10 cards

can be issued simultaneously and share the credit limit

0% interest rate.

up to 45 days

ACB Visa Gold

ACB Mastercard Gold

0% interest rate.

installment fees at partner merchantss

$0 fee

for cash withdrawals

Premium benefits

Travel, dining, and shopping benefits from ACB and Visa.

ACB Visa Platinum

ACB Visa Platinum

Up to 10% cashback

for shopping and groceries

0.5% cashback

for other shopping transactions

0% interest rate.

installment fees at partner merchantss

ACB Visa Signature

Visa ACB Signature

10% cashback

for hotel bookings and flight tickets

Up to 50% discount

Up to 50% discount on dining at the In Dinning restaurant chain

0% interest rate.

installment fees at partner merchantss

ACB Visa Infinite

ACB Visa Infinite

Benefits from Club Marriott:

Up to 20% discount on hotel bookings and 30% off on dining menus.

Luxurious promotions

Free access to premium lounges, restaurants, and private chef & catering services

0% interest rate.

up to 55 days

Sacombank Mastercard

Mastercard Sacombank

4.5 million VND

Cashback on global online shopping for all eligible transactions

Up to 50% discount

for dining and drinks, travel, and shopping

0% interest rate.

up to 55 days

Sacombank World Mastercard

Sacombank World Mastercard

Up to 11.6 billion VND

global travel insurance package

Up to 5% cashback

on all eligible transactions

0% interest rate.

up to 55 days

Sacombank JCB

Sacombank JCB

0% interest rate.

up to 55 days

Up to 50% discount

in dining and drinks, shopping, and travel with partners

0% interest rate.

installment fees at partner merchantss

Sacombank JCB Ultimate

Sacombank JCB Ultimate

15% cashback

15% cashback on dining and drinks purchases abroad on weekends

Premium benefits

Free golf rounds and premium lounges in Vietnam and Japan.

Up to 11.6 billion VND

global travel insurance package

Sacombank Visa

Visa Sacombank

0% interest rate.

up to 55 days

Up to 50% discount

on dining, shopping, and travel with partners

0% interest rate.

installment fees at partner merchantss

Sacombank Visa Platinum

Sacombank Visa Platinum

Up to 11.6 billion VND

global travel insurance package

Global travel insurance package

Premium lounges nationwide

0% interest rate.

up to 55 days

Sacombank Visa Signature

Visa Sacombank Signature

Up to 11.6 billion VND

global travel insurance package

Up to 4,500 travel miles

for eligible cardholders. Travel miles can be converted into cash and other fees.

Up to 1,300 free uses

Premium lounges nationwide

Sacombank Visa Infinite

Sacombank Visa Infinite

Up to 23 billion VND.

global travel insurance package

Airport Benefits

Free access to premium lounges and expedited check-in procedures.

Enjoy spa and golf.

Free services

SH Vinaphone Mastercard

SHB Vinaphone MasterCard

0% interest installment payments

at partner merchants

Benefits

benefits, vouchers, and data packages from SHB and Vinaphone

Up to VND 100 million in cash

daily withdrawal limit

FCB Mastercard Credit

Credit MasterCard FCB

Cashback up to 8%

for sports shopping transactions

Up to 7,2 millions VND

annual cashback

Priority access to events and gifts

from the club

SHB Mastercard Cashback

SHB Mastercard Cashback

Cash back 600.000 VND

per statement

Up to 5% cashback

for eligible transactions

Annual fee waiver

for eligible cardholders

SCB Mastercard Standard

Mastercard SCB Standard

Comprehensive annual health insurance

health check-up package

Cashback and rewards

from SBC and Visa

0% installment interest rate

at partner merchants

SCB Mastercard Gold

SCB Mastercard Gold

Comprehensive annual health insurance

health check-up package

Cashback and rewards

from SBC and Visa

0% installment interest rate

at partner merchants

SCB Mastercard

Mastercard SCB World

Comprehensive annual health insurance

health check-up package

Up to 55 days

interest-free period

0% interest installment payments

at partner merchants

SCB Visa Standard

Visa SCB Standard

Up to 55 days interest-free.

interest-free period

Annual fee waiver

Annual fee waived for the first year for eligible cardholders.

0% interest installment payments

at partner merchants

SCB Visa Gold

SCB Visa Gold

Interest-free

up to 55 days

Annual fee waiver

for the first year

For eligible cardholderss

from SBC and Visa

SCB S Care

SCB Care

Comprehensive annual health care

health check-up package

Free concierge doctor services through

the AiHealth app

0% interest-free installments

at partner merchants

OCB JCB Gold

OCB JCB Gold

No annual fee

in the first year for eligible cardholders.

Up to 5% cashback

at supermarkets, convenience stores, and Japanese restaurants.

Up to 80% cashback.

credit limit

OCB JCB platinum

OCB JCB Platinum

Premium offers

shopping, flight tickets, travel, hotel bookings, and more

Up to 10% cashback

at supermarkets, convenience stores, and Japanese restaurants.

No annual fee

in the first year for eligible cardholders.

OCB Mastercard

OCB Mastercard Priority Card

Up to 55 days

interest-free

Cash withdrawals available

lên đến 80% hạn mức tín dụng.

Premium offers

shopping, flight tickets, travel, hotel bookings, and more.

OCB Mastercard Platinum

OCB Mastercard Platinum Card

Up to 10% cashback

for technology transactions

Up to 5% cashback

for transportation and delivery services

1% cashback

on insurance payments

financesmartvn-the-tin-dung-ocb-mastercard-lifestyle.png

Mastercard OCB Lifestyle

No annual fee

for eligible cardholders

Cash withdrawals available

up to 80% of the credit limit

Entertainment offers

movie tickets, Spotify, Netflix, online shopping, etc.

financesmartvn-the-tin-dung-ocb-doctor-mastercard-platium.png

OCB Doctor Mastercard Platium

No annual fee

for eligible cardholders

Up to 55 days

interest-free

Premium offers

airline tickets, restaurants, dining, and insurance payments

financesmartvn-the-tin-dung-ocb-bambooairways.png

OCB Bamboo Airways

10% cashback

on services with Bamboo Airways.

No annual fee

for eligible cardholders

Up to 55 days

interest-free period

financesmartvn-the-tin-dung-ocb-instalment-mastercard-platium.png

OCB Mastercard Platinum Installment Card

Installment payments

for all purchases starting from 1,000 VND.

No annual fee

for eligible cardholders

Online payments and transactions over 30 million VND.

at Mastercard-accepted payment points worldwide.

OCB Igen Mastercard Platium

OCB iGen Mastercard Platinum

No annual fee

for eligible cardholders

Open and use the card online.

without the need for a physical card.

Up to 500 million VND.

daily credit limit

hdbank petrolimex

HDBank Petrolimex 4in1

No annual fee

in the first year

Choose funds to make payments.

from multiple accounts

100,000 VND spent locally = 2 SkyJoy points.

100,000 VND spent internationally = 3 SkyJoy points.

financesmartvn-the-tin-dung-hdbank-best-friend-forever.png

HDBank Best Friend Forever

No annual fee.

in the first year

Up to 50% discount

for travel, education, and entertainment.

100,000 VND spent locally = 1 SkyJoy points.

100,000 VND spent internationally = 5 SkyJoy points.

financesmartvn-the-tin-dung-hdbank-visa-classic.png

HDBank Visa Standard

100,000 VND spent on domestic purchases = 1 SkyJoy point.

100,000 VND spent on international purchases = 5 SkyJoy points.

Annual fee waiver

in the first year

0% interest-free installments

fees at partner locations

.financesmartvn-the-tin-dung-hdbank-visa-gold.png

HDBank Visa Golden

No annual fee.

in the first year for the primary card and 2 supplementary cards.

100,000 VND spent on domestic purchases = 2 SkyJoy points.

100,000 VND spent on international purchases = 3 SkyJoy points.

0% interest-free installments

fees at partner locations

financesmartvn-the-tin-dung-hdbank-vietjet-classic.png

HDBank VietJet Classic

100,000 VND spent on domestic purchases = 1 SkyJoy point.

100,000 VND spent on international purchases = 5 SkyJoy points.

Annual fee waiver

in the first year

0% interest-free installments

fees at partner locations

financesmartvn-the-tin-dung-hdbank-vietjet-platinum.png

HDBank Vietjet Platinum

5% discount

on Vietjet Air flight tickets

No annual fee.

in the first year

0.3% cashback

on all transactions.

financesmartvn-the-tin-dung-ncb-visa-credit-platium.png

NCB Visa Credit Platinum

Up to 55 days

interest-free

Up to 5 million VND cashback per month.

for all expenses.

Up to 2 billion VND

credit limit

100.financesmartvn-the-tin-dung-ncb-visa-credit-gold

NCB Visa Credit Gold

Up to 5 million VND cashback per month.

for all expenses.

0% interest-free installments

fees at partner locations

Luxury offers

Offers for dining & beverages, resorts, hotels, and travel

financesmartvn-the-tin-dung-ncb-visa-credit-classic.png

NCB Visa Credit Classic

Cashback up to million VND per month

for all expenses

0% interest installment payments

fees at partner locations

Luxury offers

dining, resorts, hotels, and travel

98.financesmartvn-the-tin-dung-techcombank-spark

Techcombank Spark

VinID reward points

for all eligible shopping transactions

0% interest rate.

installment fees at partner merchantss

5 million VND cashback

for eligible cardholders each quarter

financesmartvn-the-tin-dung-vietnamairlines-techcombank-visa-platinum.png

Vietnam Airlines Techcombank Visa Platinum

30,000 VND = 1 Vietnam Airlines mile

25,000 VND = 1 Vietnam Airlines mile for international transactions.

No annual fee

for eligible cardholders

0% installment

interest fees at partner locations

96.financesmartvn-the-tin-dung-vietnamairlines-techcombank-visa-gold

Vietnam Airlines Techcombank Visa Gold

40,000 VND = 1 Vietnam Airlines mile

32,000 VND = 1 Vietnam Airlines mile for international transactions.

No annual fee

for eligible cardholders

0% interest installment payments

interest fees at partner locations

financesmartvn-the-tin-dung-vietnamairlines-techcombank-visa-classic.png

Vietnam Airlines Techcombank Visa Classic

40,000 VND = 1 Vietnam Airlines mile

32,000 VND = 1 Vietnam Airlines mile for international transactions.

No annual fee

for eligible cardholders

0% interest installment payments

interest fees at partner locations

94.financesmartvn-the-tin-dung-techcombank-visa-classic

Techcombank Visa Classic

No annual fee

for eligible cardholders

0% interest installment payments

interest fees at partner locations

Only 0,6%

foreign currency conversion fee

93.financesmartvn-the-tin-dung-techcombank-everyday

Techcombank Everyday

VinID reward points

for all eligible shopping transactions

Discount

at Grab, with a maximum limit of 51 million VND per year.

Cashback 500.000 VND

for eligible cardholders each quarter

92.financesmartvn-the-tin-dung-techcombank-style

Techcombank Style

No annual fee

for eligible cardholders

Discount up to 10%

for fashion and dining at partner locations.

VinID reward points

for eligible transactions

91.financesmartvn-the-tin-dung-techcombank-visa-signature

Visa Techcombank Signature

No annual fee

for eligible cardholders

10.5 billions

Travel insurance package

Cashback of 5%

for dining and hotels within the country, up to a maximum of 5,000,000 VND per month.

90.financesmartvn-the-tin-dung-msb-visa

MSB Visa Classic

Annual fee waived and cashback.

Cash withdrawal fee

Up to 50% discount

at over 300 retail points within JOY World of Benefits

0% interest rate.

discount rates at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.

89.financesmartvn-the-tin-dung-msb-visa-signature-dining

MSB Visa Signature Dining

10% cashback

for all dining expenses on weekends, with a maximum of 10 million VND cashback per year.

12 free rounds of golf each year

at 50 golf courses nationwide

Up to 50% discount

at over 300 retail points within JOY World of Benefits

88.financesmartvn-the-tin-dung-msb-visa-online

Visa MSB Online

Cashback up to 20%.

for online shopping transactions, with a maximum limit of 3.6 million VND per year.

Up to 50% discount

at over 300 retail points within JOY World of Benefits

0% interest rate.

at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.

financesmartvn-the-tin-dung-msb-mastercard.png

MSB Mastercard Card

Free annual fee and card withdrawal fee.

lifetime

1.000 VND = 10 điểm thưởng

for supermarket purchases

1.000 VND = 1 point

for other shopping transactions

financesmartvn-the-tin-dung-msb-mastercard-mdigi.png

MSB MasterCard mDigi

Cashback up to 20%.

for spending on food and beverage, travel and hotel, entertainment, maximum limit of VND 300,000 per statement cycle.

Up to 50% discount

at over 300 retail points within JOY World of Benefits

0% interest rate.

at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.

financesmartvn-the-tin-dung-tpbank-jcb.png

TPBank JCB

No annual fee.

for eligible cardholders for life

5,000 VND = 5 points

Reward points can be redeemed for cash.

Luxury deals

discounts on food and drinks, travel and beauty, spa

financesmartvn-the-tin-dung-world-mastercard-club.png

TP Bank World MasterCard Club Privé

Discount

at top entertainment and culinary events

Only 3%

foreign currency conversion fee

Up to 2 billion VND

credit limit

financesmartvn-the-tin-dung-world-mastercard-golf.png

TP Bank World MasterCard Golf Privé

Only 3%

foreign currency conversion fee

Up to 300,000 VND cashback

in the first 60 days.

Up to 2 billion VND

credit limit

financesmartvn-the-tin-dung-tpbank-visa-freego.png

TPBank VisaFreeGo

Earn 5% bonus points

for online bookings, hotel stays and shopping. Other terms apply.

5,000 VND = 5 points

Points can be converted into cash

Attractive discounts

for travel, accommodation, beauty and spa

financesmartvn-the-tin-dung-tpbank-visa-classic.png

TPBank VisaClassic

No annual fee.

in the first year

Attractive discounts

for travel, accommodation, beauty and spa

Accumulate bonus points

for transactions and redeem rewards points to waive annual fees

financesmartvn-the-tin-dung-tpbank-visa-gold.png

TPBank Visa Gold

Up to 7,2 millions VND

annual refund. Other terms apply.

300 million VND

Credit limited

15% off

for food & beverage, accommodation and spa

financesmartvn-the-tin-dung-tpbank-visa-platinum.png

TPBank VisaPlatinum

Up to 1 billion VND

credit limit

Only 2.8%

transaction conversion fee

Up to 10.5 billion VND

Travel insurance package

financesmartvn-the-tin-dung-tpbank-visa-signature.png

Visa TPBank Signature

Up to 2 billion VND.

credit limit

Up to 55 days

interest free period

Up to 10.5 billion VND

Travel insurance package

financesmartvn-the-tin-dung-vpbank-number1-mastercard.png

VPBank Number 1 MasterCard

No withdrawal fees.

at ATMs with the Mastercard logo.

1,000 VND = 3 points

For international transactions, 1,000 VND = 1 point.

No annual fee.

for primary cards of eligible cardholders.

financesmartvn-the-tin-dung-vpbank-mc2-mastercard.png

VPBank MC2 MasterCard

1,000 VND = 6 points

for supermarket purchases.

1,000 VND = 3 points

for eligible cardholders

Annual fee waiver

for primary cards of eligible cardholders.

financesmartvn-the-tin-dung-vpbank-titanium-cash-back.png

VPBank Titan Cashback

up to 1.5%

Cashback on eligible transactions.

free

Annual fee for primary card for eligible cardholders.

up to 30%

Discounts on shopping, dining and travel at over 5,000 partners.

.financesmartvn-the-tin-dung-mobifone-vpbank-platinum.png

MobiFone VPBank Platinum

1,000 VND = 6 points

For international transactions, 1,000 VND = 1 point.

20%

Cashback for prepaid subscribers every Wednesday.

free

Annual fee for primary card for eligible cardholders.

financesmartvn-the-tin-dung-mobifone-vpbank-classic.png

MobiFone VPBank Classic

1,000 VND = 3 points

For international transactions, 1,000 VND = 1 point.

free

Annual fee waived for the first year for eligible cardholders.

up to 30%

Discounts on shopping, dining and travel at over 5,000 partners.

financesmartvn-the-tin-dung-mobifone-vpbank-titanium.png

MobiFone VPBank Titan

1,000 VND = 5 points

For eligible cardholders

free

Annual fee waived for the first year for eligible cardholders.

up to 30%

Discounts on shopping, dining and travel services at over 5,000 partners.

financesmartvn-the-tin-dung-vpbank-lady-mastercard.png

VPBank Lady MasterCard

up to 15%

Cashback on all eligible online transactions.

300,000 VND

Welcome cashback for eligible cardholders.

Installment payment.

at over 150 partners

financesmartvn-the-tin-dung-vpbank-step-up-mastercard.png

VPBank StepUp Mastercard

up to 15%

Hoàn tiền trên tất cả các giao dịch mua sắm trực tuyến đủ điều kiện.

300,000 VND

Welcome cashback for eligible cardholders.

installment promotion

At over 150 partners

financesmartvn-the-tin-dung-vietnamairlines-vpbank-platinum-mastercard.png

Vietnam Airlines VPBank MasterCard Platinum

26,000 VND = 1 Golden Lotus flight mile

Unlimited miles, earn up to 3,000 Golden Lotus miles per year.

1 triệu VND

Cashback and 1,000 Golden Lotus flight miles for new cardholders.

free

Annual fee for primary and supplementary cards is free for the first year.

financesmartvn-the-tin-dung-vpbank-platinum.png

VPBank Platinum

Up to 12 points

for every 1,000 VND for eligible transactions

Up to 30%

Discounts at over 5,000 stores, dining, travel and shopping partners

Installment promotion

at more than 150 partners nationwide

financesmartvn-the-tin-dung-vpbank-platinum-cash-back.png

VPBank Platinum Cashback

Up to 2%

Cashback for all cardholders

Free

Annual fee for primary and supplementary cards

0%

0% interest installment payment at more than 150 partners nationwide.

Diamond World Lady

VPBank Diamond World Lady

up to 10%

Cashback on shopping and dining

free

Issuance fee and annual fee

1.5 million VND

Welcome Cashback Promotion

financesmartvn-the-tin-dung-vpbank-visa-gold-travel-miles.png

VPBank Visa Gold Travel Miles

18 miles of travel

for every 1,000 VND spent

Free

Annual fee for primary and supplementary cards in the first year

up to 30%

Discounts on services: dining, shopping, resort travel and golf

financesmartvn-the-tin-dung-vpbank-visa-platinum-travel-miles.png

VPBank Visa Platinum Travel Miles

Up to 27 miles of travel

for every 1,000 VND spent.

Free

Annual fee for primary and supplementary cards in the first year.

Up to 30%

Discounts on services: dining, shopping, vacations and golf

financesmartvn-the-tin-dung-vpbank-california-fitness-visa-platinum.png

VPBank California Fitness Visa Platinum

3 days free gym

for eligible spending during the statement period

1,000 VND = 5 Health Points

Health points can be redeemed for other benefits

Up to 30%

giảm giá cho các dịch vụ: ăn uống, mua sắm, du lịch resort và golf

financesmartvn-the-tin-dung-vpbank-california-centuryon-visa-signature.png

Visa VPBank California Centuryon Signature

Up to 15

Gym day for qualifying spend in statement period

1,000 VND = 10 health points

Health points can be redeemed for other benefits.

up to 30%

Discounts on services: dining, shopping, resort travel and golf

financesmartvn-the-tin-dung-vpbank-visa-signature-travel-miles.png

VPBank Visa Signature Travel Miles

Up to 30

miles for every 1,000 VND

0% installment plans

at over 150 partners

Free

Annual fee for primary and supplementary cards

financesmartvn-the-tin-dung-vpbank-super-shopee-platinum.png

VPBank Supershop Platinum

10%

Cashback on all online shopping transactions at Shopee, up to 400,000 VND/month.

0% installment plans

at over 150 partners

Up to 30%

Discounts at listed restaurants and shopping malls worldwide.

financesmartvn-the-tin-dung-vpbank-shopee-platinum.png

VPBank Shopee Platinum

6%

Cashback for online shopping transactions at Shopee, up to 250,000 VND/month.

0% installment plans

at more than 150 VPBank partners.

Up to 30%

Discounts at listed restaurants and shopping malls worldwide.

financesmartvn-the-tin-dung-agribank-jcb-ultimate.png

Agribank JCB Ultimate

Up to 100 million

VND global accident insurance package

Up to 2 billion

VND credit card limit

Luxury offers

airport lounges, 5 star dining, travel and relaxation.

financesmartvn-the-tin-dung-agribank-jcb-gold.png

Agribank JCB Golden

Up to 300 million

VND credit limit

Up to 100 million

đồng bảo hiểm

Up to 100 million

Daily payment limit in VND

financesmartvn-the-tin-dung-agribank-mastercard-platinum-1.png

Agribank Mastercard Platinum

up to 2 billion

VND credit limit

up to 100 million

VND insurance package

up to 200 million

VND Daily payment limit

financesmartvn-the-tin-dung-agribank-mastercard-gold.png

Agribank Mastercard Golden

Up to 300 million

VND credit limit

15 million

VND Global Travel Insurance Package

Benefits

for eligible transactions

financesmartvn-the-tin-dung-agribank-visa-gold.png

Agribank Visa Golden

300 million

credit card limit million VND

15 million

VND Global Travel Insurance Package

Exclusive Offers:

for eligible transactions

financesmartvn-the-tin-dung-vietinbank-visa-signature.png

Vietinbank Visa Signature

0%

low interest installment payment at partners

Luxury offers

dining, beauty, lounge and golf services

Up to 55

Daily interest free

financesmartvn-the-tin-dung-vietinbank-upi-credit-platinum.png

VietinBank UPI Credit Platinum

0%

Installment payment with preferential interest rates at partners

Free

issuance fee and annual fee

Up to 50%

Discounts on various purchases within the UnionPay ecosystem

.financesmartvn-the-tin-dung-vietinbank-visa-platinum.png

VietinBank Visa Platinum

Luxury offers

5 star hotel, golf club, high end shops

Up to 55

interest free day

0%

Installment payment with preferential interest rates at partners

financesmartvn-the-tin-dung-vietinbank-visa-platinum-virtual.png

VietinBank Visa Platinum Virtual

Up to 55

interest free day

0%

Installment payment with preferential interest rates at partners

Luxury offers

restaurants, hotels, resorts, golf clubs, spas and beauty salons, high-end fashion stores

financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back48.financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back.png

Vietinbank Mastercard Platinum Cashback

Unlimited

Cashback on all eligible purchases

0%

Installment payment with preferential interest rates at partners

Up to 55 days

interest free period

financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back-virtual.png

VietinBank MasterCard Platinum Virtual Cashback

Unlimited

Cashback on all eligible transactions

0%

Installment payment with preferential interest rates at partners

Free

Annual fee for the first year upon qualifying spending

financesmartvn-the-tin-dung-bidv-visa-easy.png

Visa Visa Easy

Only 0.1%

Cash withdrawal fee per transaction.

0%

0% interest installment payment at partners.

From 10.5%

annual interest rate

financesmartvn-the-tin-dung-bidv-vietravel-standard.png

BIDV Vietravel Standard

0%

installment payment at partners

Up to 200%

card daily payment limit.

Only 16.5%

annual interest rate

financesmartvn-the-tin-dung-bidv-vietravel-platinum.png

BIDV Vietravel Platinum

0%

installment payment at partners.

Up to 200%

card daily payment limit.

Only 16.5%

annual interest rate

financesmartvn-the-tin-dung-bidv-jcb-ultimate.png

JCB Ultimate Bank

Up to 800,000 VND

Cashback on all eligible transactions during the month

Luxury offers

Airports, Golf Courses, Hotels and Fine Dining

100%

Refund of foreign exchange fees for purchases in Japan

financesmartvn-the-tin-dung-bidv-visa-cashback-360.png

Visa Cashbackv 360

Cashback

for all eligible transactions, up to VND 600,000/month.

Up to 11.65 billion VND

Travel insurance package

0% interest rate

installment payment at partners.

financesmartvn-the-tin-dung-bidv-visa-cash-back-online.png

Visa Online Cashback

600,000 VND/ month

Cashback on all eligible transactions

Up to 11.65

billion VND travel insurance package

0%

0% interest installment payment at partners

financesmartvn-the-tin-dung-saigon-center-takashimaya-vietcombank-jcb.png

Saigon Center Takashimaya Vietcombank JCB

Free

Card issuance fee, renewal fee and re-issuance fee.

0%

0% interest installment promotion at Vietcombank's partners

Unlimited

Discounts on Japanese-style dining and travel

financesmartvn-the-tin-dung-vietcombank-jcb.png

Vietcombank JCB

Free

Annual fee for eligible cardholders

1,000 VND = 2 bonus points

unlimited points

0%

interest paid at partners

.financesmartvn-the-tin-dung-vietcombank-visa-platinum.png

Vietcombank Visa Platinum

Up to 11.65 billion VND

Travel insurance package

Free

Annual fee for eligible cardholders

0.3%

Cashback on all eligible transactions

.financesmartvn-the-tin-dung-vietcombank-visa-signature.png

Vietcombank Visa Signature

Up to 55 days

interest-free

Luxury offers

Insurance package up to 11.65 billion VND, international dining and lounge offers.

Up to 10%

reimbursement for education and medical expenses.

financesmartvn-the-tin-dung-vietcombank-mastercard.png

Vietcombank Mastercard

Owning a supplementary card is easy.

Children from 6 to 15 years old are allowed to own a card.

Up to 100

withdraw cash million dong per day

Attractive promotion

about health and beauty care, hotel booking and shopping

financesmartvn-the-tin-dung-vietcombank-mastercard-world.png

MasterCard World MasterCard

Up to 55

interest free day

Up to 5%

Cashback on overseas spending and 0.5% cashback on domestic spending

Up to 11.65

billion dong travel insurance package

financesmartvn-the-tin-dung-vietcombank-american-express®.png

Vietcombank American Express ®

0% interest rate

installment payment at partners.

0.6% Cashback

transaction value for green class and 0.8% of transaction value for gold class.

Up to 7 billion VND

Travel insurance package

financesmartvn-the-tin-dung-vietcombank-american-express-®-gold-card.png

American Express® Gold Card

0%

installment payment interest at partners.

Up to 0.8%

refund transaction value

7 billion VND

Travel insurance package

financesmartvn-the-tin-dung-vietcombank-cashplus-platinum-american-express®.png

Vietcombank Cashplus Platinum American Express®

Up to 23.3 billion VND

global travel insurance package

1.5%

Cashback rate for foreign currency spending and 0.5% cashback for domestic spending.

Free

Annual fee for first year supplementary card

financesmartvn-the-tin-dung-vietcombank-vietnam-airlines-american-express.png

VietNam Airlines American Express

23,000 VND = 1 Lotus mile for foreign currency spending;

28,000 VND = 1 Lotus mile for local spending.

Up to 7 billion VND

Travel insurance package

Luxury offers

health care, beauty and shopping

financesmartvn-the-tin-dung-vietcombank-vietnam-airlines-american-express®-gold.png

Vietcombank American Airlines American Express® Gold Card

Up to 7

billion VND travel insurance package

28,000VND = 1 Lotus mile

on domestic shopping transactions

23,000 VND = 1 Lotus mile

on foreign currency spending transactions

financesmartvn-the-tin-dung-vietcombank-vietnam-airlines-platinum-american-express®.png

VietNam Airlines Platinum American Express®

Up to 40%

for health care and beauty

18,000 VND = 1 Lotus mile

For foreign currency spending: VND 22,000 = 1 Lotus mile on local transactions and free airline lounge access.

Up to 23.3 billion VND

Travel insurance package

financesmartvn-the-tin-dung-mb-jcb-sakura-classic.png

MB JCB Sakura Classic

Up to 30%

Discounts on dining, shopping, travel, healthcare and more

Travel Deals

Travel Deals

0%

interest-free installment payments at shopping locations

financesmartvn-the-tin-dung-mb-jcb-sakura-gold.png

MB JCB Sakura Golden

Up to 30%

discounts on dining, shopping, travel, healthcare and more.

Travel Deals

10% off hotel bookings and up to 30% off at listed hotels and resorts.

0%

installment payments interest at shopping locations

financesmartvn-the-tin-dung-mb-jcb-sakura-platinum

MB JCB Sakura Platinum

Currency Converter

automatically when traveling and shopping abroad

Up to 30%

Discounts on dining, shopping, travel, healthcare and more

Up to 30%

Discounts on hotels and resorts

financesmartvn-the-tin-dung-mb-hi-visa-collection.png

MB Hi Visa Collection

Free

Annual fee for eligible cardholders

Up to 30%

Discounts on dining, shopping, travel, healthcare and more

Travel Deals

Travel Deals

financesmartvn-the-tin-dung-mb-visa-modern-youth.png

MB Visa Modern Youth

Up to 10%

Discount when booking hotel rooms in advance

0%

Pay interest in installments at more than 1,000 partners

Free

Annual fee for eligible cardholders

financesmartvn-the-tin-dung-mb-priority.png

MB Priority

Up to 10.5 billion VND

Global travel and transaction insurance package.

Up to 20%

Discounts at fine restaurants, shops, and partner hotels.

Up to 30%

discounts on dining, shopping, travel, and healthcare.

financesmartvn-the-tin-dung-mb-visa-infinite.png

MB Visa Infinite

Free

supplementary card annual fee

Luxury deals

free business class lounge at the airport

Up to 20%

Discounts at fine restaurants, shops, and partner hotels.

financesmartvn-the-tin-dung-mb-visa-classic.png

MB Visa Classic

Up to 10%

Discount when booking accommodation online

0%

Pay interest in installments for all purchases at partners

Up to 30%

Discounts on dining, shopping, travel, healthcare and more

financesmartvn-the-tin-dung-mb-visa-gold.png

MB Visa Golden

Up to 10%

Discount when booking accommodation online

0%

Interest-free installment payments for all purchases at affiliated retailers

Up to 30%

Discounts on dining, shopping, travel, healthcare and more

.financesmartvn-the-tin-dung-mb-visa-platium.png

TMB Visa Platinum

Up to 10%

Discount when booking accommodation online

0%

Pay interest in installments at partners

Up to 30%

Discounts on dining, shopping, travel, healthcare and more

financesmartvn-the-tin-dung-vib-financial-free.jpg

VIB Financial Free

30%

Discounts on dining, online shopping, and travel at over 25 leading brands in Vietnam.

0%

Interest for the first 3 statement cycles includes all spending and cash withdrawals.

X6

Unlimited commission when referring cards to others.

financesmartvn-the-tin-dung-vib-rewards-unlimited.png

Unlimited VIB rewards

No

Lifetime annual fee for eligible cardholders

100%

Cashback for eligible cardholders

10X

Reward points for every transaction

financesmartvn-the-tin-dung-vib-cash-back.jpg

VIB refund

Free

lifetime annual fee for qualified new cardholders

100%

Cashback on first payment transaction, up to VND 500,000, for eligible cardholders

Up to 10%

Cashback on eligible purchases, up to VND 800,000/month

financesmartvn-the-tin-dung-vib-travel-elite.jpg

VIB Du Lịch Élite

Free

lifetime annual fee for qualified new cardholders

100%

Refund for the first payment transaction, maximum 500,000 VND

Only 1.75%

foreign currency trading

financesmartvn-the-tin-dung-vib-happy-drive.jpg

VIB Happy Drive

30%

Refund for service fee at Center/Vehicle Maintenance.

Accumulate 5 liters

Accumulate 10 million VND = 5 liters of gasoline, maximum limit 500 liters.

Free

first year annual fee

financesmartvn-the-tin-dung-vib-zero-interest-rate.jpg

VIB 0% Interest Installment

Free

Annual fee for eligible cardholders

0%

preferential interest rate installment program at more than 100 VIB partners

100%

health insurance refund

financesmartvn-the-tin-dung-vib-premier-boundless.jpg

VIB Premier Boundless

4,000 miles

Minimum 5 million VND spending at Vietnam Airlines for eligible cardholders

Free

Annual fee for eligible cardholders

100%

Refund for first payment transaction, maximum 500,000 VND

financesmartvn-the-tin-dung-vib-family-link.jpg

VIB family connection

16X

Bonus points for all valid transactions

Free

Annual fee for eligible cardholders

100%

Refund for the first payment transaction, maximum 500,000 VND

financesmartvn-the-tin-dung-hsbc-premier-world.jpg

Credit Card HSBC Premier World Mastercard®

$0

Annual fee for eligible cardholders

1 VND = 1 bonus point

4,000 points are converted to 10,000 VND.

Unlimited

Bonus points on all qualifying transactions.

financesmartvn-the-tin-dung-hsbc-livefree.png

HSBC Visa Classic LiveFree

100%

Unlimited cashback for the first three statements.

0%

installment interest rates and conversion fees at HSBC partners.

Free

Annual fee for the first year.

financesmartvn-the-tin-dung-hsbc-platium-online

HSBC Visa Platinum Refund

Up to 8%

Cashback when shopping online at online platforms

0.3%

Cash back rate on all qualifying purchases

1% unlimited

Cashback on all other online purchases

financesmartvn-the-tin-dung-hsbc-cash-back

HSBC Visa Platinum Online

Up to 8%

Cashback for online shopping at Tiki, Lazada, Shopee, Grab, Sendo, Baemin

Apartment 0.3%

Cash back rate on all qualifying purchases

Up to 4.6

million dong online shopping insurance

financesmartvn-the-tin-dung-vietinbank-mastercard-platinum-cash-back-virtual

VietinBank MasterCard Platinum

Unlimited cashback

for all expenses

0%

Interest-free installment payments

$0 annual fee for the first year

when meeting spending conditions

financesmartvn-the-tin-dung-bidv-visa-infinite

BIDV Visa Infinite

0%

Pay interest in installments at partners

Free privileges

Such as free golf rounds, beauty services, and free lounge access.

Up to 23.3 billion VND

For global travel insurance

financesmartvn-the-tin-dung-vietcombank-vietnam-airlines platinum-american-express

Vietcombank Vietnam Airlines Platinum

No physical card.

to withdraw cash using QR code

Unlimited miles

for international and domestic spending

Up to 23 billion VND

Travel insurance package for cardholders and their family members

financesmartvn-the-tin-dung-mb-visa-platium

MB Visa Platinum

Up to 10%

Discounts for booking accommodation online in advance.

0%

Installment payments with interest rates for all expenditures at partner merchants.

Up to 30%

Discounts on dining, shopping, travel, health care, and more.

VIB Cards Vietnam

VIB Travel Elite

$0 phí

for new credit cardholders

100% Cashback

on the first payment transaction

0%

Foreign currency transaction fee

VIB Cards Vietnam

VIB Premier Boundless

4000 miles

When open card

$0

Annual fee

100% Cashback

on the first payment transaction

VIB Card Vietnam

VIB family connection

16x point

for every transaction when using the card with a minimum spend of 100,000 VND

$0

Annual fee

100% cashback

on the first payment transaction

HSBC Cards Vietnam

HSBC Visa Classic LiveFree

100%

Unlimited cashback

0%

Interest rate settings

1.25%

Low conversion fees

HSBC Cards Vietnam

HSBC Visa Cashback Platinum

Up to 8%

Cashback on online shopping

0,3%

Unlimited cashback

4,6 millions VND

Insurance benefits

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