Home » Important Steps When Investing in Real Estate
Important Steps When Investing in Real Estate
Compare credit cards in Vietnam to find the best deals for your spending habits. Discover rewards, fees, and benefits to choose the right card.
Refine Your Results
Learn more about Credit Cards in Vietnam click here.
NCB Women's Credit
Up to 5 million
Monthly VND cashback for all purchase transactions.
0% interest rate.
Installment fee at partner
Infinite
shopping and travel incentives
Refund Sacombank Visa Platinum
Up to 11.6 billion
global travel insurance package
Up to 5%
Cashback on all eligible transactions
55 days
interest free
HDBank gold Mastercard
$0 annual fee
in the first year
Up to 5 Skypoints
on domestic spending and spending abroad
0% interest rate
Installment fee at partner
MB JCB Modern youth
Up to 1 billion
VND credit limit
0% interest rate.
Payment in installments at partners
Free
Issuance fee and annual fee for virtual cards
BRG Golf SeABank
Up to 30%
discount on round fee and golf practice
3 millions VND
Voucher/ E- voucher per quarter
$0
Annual fee for eligible cardholders
BRG Élite
Attractive cashback.
on all eligible transactions
$0
lifetime annual fee
Up to 70%
discounts at partner merchants.
SeALady Cashback
2%
Cashback on all eligible transactions
$0
lifetime annual fee
Up to 70%
discounts at partner merchants.
SeALady Easy
Up to 8%
cashback on eligible online shopping transactions
$0
lifetime annual fee
Up to 7%
discounts at partner merchants.
SeABank Visa Platinum
Enjoy numerous cashback offers and premium shopping benefits with the SeABank Visa Platinum card.
for eligible transactions, up to 36 million VND per year
$0
lifetime annual fee
Up to 10 billion VND
insurance package
ACB JCB Gold
Free cash withdrawals.
at ATMs nationwide.
28%
annual interest rate
0% interest rate.
installment fees at partner merchantss
ACB Express
Free cash withdrawals.
at ATMs nationwide.
20%
annual interest rate
0% interest rate.
installment fees at partner merchantss
ACB Mastercard Gold
Premium benefits
Travel, dining, and shopping benefits from ACB and Visa.
0% interest rate.
installment fees at partner merchantss
5% payment.
5% on monthly spending.
ACB Visa Digi
Competitive exchange rates
for online foreign exchange transactions
Up to 10 cards
can be issued simultaneously and share the credit limit
0% interest rate.
up to 45 days
ACB Mastercard Gold
0% interest rate.
installment fees at partner merchantss
$0 fee
for cash withdrawals
Premium benefits
Travel, dining, and shopping benefits from ACB and Visa.
ACB Visa Platinum
Up to 10% cashback
for shopping and groceries
0.5% cashback
for other shopping transactions
0% interest rate.
installment fees at partner merchantss
Visa ACB Signature
10% cashback
for hotel bookings and flight tickets
Up to 50% discount
Up to 50% discount on dining at the In Dinning restaurant chain
0% interest rate.
installment fees at partner merchantss
ACB Visa Infinite
Benefits from Club Marriott:
Up to 20% discount on hotel bookings and 30% off on dining menus.
Luxurious promotions
Free access to premium lounges, restaurants, and private chef & catering services
0% interest rate.
up to 55 days
Mastercard Sacombank
4.5 million VND
Cashback on global online shopping for all eligible transactions
Up to 50% discount
for dining and drinks, travel, and shopping
0% interest rate.
up to 55 days
Sacombank World Mastercard
Up to 11.6 billion VND
global travel insurance package
Up to 5% cashback
on all eligible transactions
0% interest rate.
up to 55 days
Sacombank JCB
0% interest rate.
up to 55 days
Up to 50% discount
in dining and drinks, shopping, and travel with partners
0% interest rate.
installment fees at partner merchantss
Sacombank JCB Ultimate
15% cashback
15% cashback on dining and drinks purchases abroad on weekends
Premium benefits
Free golf rounds and premium lounges in Vietnam and Japan.
Up to 11.6 billion VND
global travel insurance package
Visa Sacombank
0% interest rate.
up to 55 days
Up to 50% discount
on dining, shopping, and travel with partners
0% interest rate.
installment fees at partner merchantss
Sacombank Visa Platinum
Up to 11.6 billion VND
global travel insurance package
Global travel insurance package
Premium lounges nationwide
0% interest rate.
up to 55 days
Visa Sacombank Signature
Up to 11.6 billion VND
global travel insurance package
Up to 4,500 travel miles
for eligible cardholders. Travel miles can be converted into cash and other fees.
Up to 1,300 free uses
Premium lounges nationwide
Sacombank Visa Infinite
Up to 23 billion VND.
global travel insurance package
Airport Benefits
Free access to premium lounges and expedited check-in procedures.
Enjoy spa and golf.
Free services
SHB Vinaphone MasterCard
0% interest installment payments
at partner merchants
Benefits
benefits, vouchers, and data packages from SHB and Vinaphone
Up to VND 100 million in cash
daily withdrawal limit
Credit MasterCard FCB
Cashback up to 8%
for sports shopping transactions
Up to 7,2 millions VND
annual cashback
Priority access to events and gifts
from the club
SHB Mastercard Cashback
Cash back 600.000 VND
per statement
Up to 5% cashback
for eligible transactions
Annual fee waiver
for eligible cardholders
Mastercard SCB Standard
Comprehensive annual health insurance
health check-up package
Cashback and rewards
from SBC and Visa
0% installment interest rate
at partner merchants
SCB Mastercard Gold
Comprehensive annual health insurance
health check-up package
Cashback and rewards
from SBC and Visa
0% installment interest rate
at partner merchants
Mastercard SCB World
Comprehensive annual health insurance
health check-up package
Up to 55 days
interest-free period
0% interest installment payments
at partner merchants
Visa SCB Standard
Up to 55 days interest-free.
interest-free period
Annual fee waiver
Annual fee waived for the first year for eligible cardholders.
0% interest installment payments
at partner merchants
SCB Visa Gold
Interest-free
up to 55 days
Annual fee waiver
for the first year
For eligible cardholderss
from SBC and Visa
SCB Care
Comprehensive annual health care
health check-up package
Free concierge doctor services through
the AiHealth app
0% interest-free installments
at partner merchants
OCB JCB Gold
No annual fee
in the first year for eligible cardholders.
Up to 5% cashback
at supermarkets, convenience stores, and Japanese restaurants.
Up to 80% cashback.
credit limit
OCB JCB Platinum
Premium offers
shopping, flight tickets, travel, hotel bookings, and more
Up to 10% cashback
at supermarkets, convenience stores, and Japanese restaurants.
No annual fee
in the first year for eligible cardholders.
OCB Mastercard Priority Card
Up to 55 days
interest-free
Cash withdrawals available
lên đến 80% hạn mức tín dụng.
Premium offers
shopping, flight tickets, travel, hotel bookings, and more.
OCB Mastercard Platinum Card
Up to 10% cashback
for technology transactions
Up to 5% cashback
for transportation and delivery services
1% cashback
on insurance payments
Mastercard OCB Lifestyle
No annual fee
for eligible cardholders
Cash withdrawals available
up to 80% of the credit limit
Entertainment offers
movie tickets, Spotify, Netflix, online shopping, etc.
OCB Doctor Mastercard Platium
No annual fee
for eligible cardholders
Up to 55 days
interest-free
Premium offers
airline tickets, restaurants, dining, and insurance payments
OCB Bamboo Airways
10% cashback
on services with Bamboo Airways.
No annual fee
for eligible cardholders
Up to 55 days
interest-free period
OCB Mastercard Platinum Installment Card
Installment payments
for all purchases starting from 1,000 VND.
No annual fee
for eligible cardholders
Online payments and transactions over 30 million VND.
at Mastercard-accepted payment points worldwide.
OCB iGen Mastercard Platinum
No annual fee
for eligible cardholders
Open and use the card online.
without the need for a physical card.
Up to 500 million VND.
daily credit limit
HDBank Petrolimex 4in1
No annual fee
in the first year
Choose funds to make payments.
from multiple accounts
100,000 VND spent locally = 2 SkyJoy points.
100,000 VND spent internationally = 3 SkyJoy points.
HDBank Best Friend Forever
No annual fee.
in the first year
Up to 50% discount
for travel, education, and entertainment.
100,000 VND spent locally = 1 SkyJoy points.
100,000 VND spent internationally = 5 SkyJoy points.
HDBank Visa Standard
100,000 VND spent on domestic purchases = 1 SkyJoy point.
100,000 VND spent on international purchases = 5 SkyJoy points.
Annual fee waiver
in the first year
0% interest-free installments
fees at partner locations
HDBank Visa Golden
No annual fee.
in the first year for the primary card and 2 supplementary cards.
100,000 VND spent on domestic purchases = 2 SkyJoy points.
100,000 VND spent on international purchases = 3 SkyJoy points.
0% interest-free installments
fees at partner locations
HDBank VietJet Classic
100,000 VND spent on domestic purchases = 1 SkyJoy point.
100,000 VND spent on international purchases = 5 SkyJoy points.
Annual fee waiver
in the first year
0% interest-free installments
fees at partner locations
HDBank Vietjet Platinum
5% discount
on Vietjet Air flight tickets
No annual fee.
in the first year
0.3% cashback
on all transactions.
NCB Visa Credit Platinum
Up to 55 days
interest-free
Up to 5 million VND cashback per month.
for all expenses.
Up to 2 billion VND
credit limit
NCB Visa Credit Gold
Up to 5 million VND cashback per month.
for all expenses.
0% interest-free installments
fees at partner locations
Luxury offers
Offers for dining & beverages, resorts, hotels, and travel
NCB Visa Credit Classic
Cashback up to million VND per month
for all expenses
0% interest installment payments
fees at partner locations
Luxury offers
dining, resorts, hotels, and travel
Techcombank Spark
VinID reward points
for all eligible shopping transactions
0% interest rate.
installment fees at partner merchantss
5 million VND cashback
for eligible cardholders each quarter
Vietnam Airlines Techcombank Visa Platinum
30,000 VND = 1 Vietnam Airlines mile
25,000 VND = 1 Vietnam Airlines mile for international transactions.
No annual fee
for eligible cardholders
0% installment
interest fees at partner locations
Vietnam Airlines Techcombank Visa Gold
40,000 VND = 1 Vietnam Airlines mile
32,000 VND = 1 Vietnam Airlines mile for international transactions.
No annual fee
for eligible cardholders
0% interest installment payments
interest fees at partner locations
Vietnam Airlines Techcombank Visa Classic
40,000 VND = 1 Vietnam Airlines mile
32,000 VND = 1 Vietnam Airlines mile for international transactions.
No annual fee
for eligible cardholders
0% interest installment payments
interest fees at partner locations
Techcombank Visa Classic
No annual fee
for eligible cardholders
0% interest installment payments
interest fees at partner locations
Only 0,6%
foreign currency conversion fee
Techcombank Everyday
VinID reward points
for all eligible shopping transactions
Discount
at Grab, with a maximum limit of 51 million VND per year.
Cashback 500.000 VND
for eligible cardholders each quarter
Techcombank Style
No annual fee
for eligible cardholders
Discount up to 10%
for fashion and dining at partner locations.
VinID reward points
for eligible transactions
Visa Techcombank Signature
No annual fee
for eligible cardholders
10.5 billions
Travel insurance package
Cashback of 5%
for dining and hotels within the country, up to a maximum of 5,000,000 VND per month.
MSB Visa Classic
Annual fee waived and cashback.
Cash withdrawal fee
Up to 50% discount
at over 300 retail points within JOY World of Benefits
0% interest rate.
discount rates at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.
MSB Visa Signature Dining
10% cashback
for all dining expenses on weekends, with a maximum of 10 million VND cashback per year.
12 free rounds of golf each year
at 50 golf courses nationwide
Up to 50% discount
at over 300 retail points within JOY World of Benefits
Visa MSB Online
Cashback up to 20%.
for online shopping transactions, with a maximum limit of 3.6 million VND per year.
Up to 50% discount
at over 300 retail points within JOY World of Benefits
0% interest rate.
at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.
MSB Mastercard Card
Free annual fee and card withdrawal fee.
lifetime
1.000 VND = 10 điểm thưởng
for supermarket purchases
1.000 VND = 1 point
for other shopping transactions
MSB MasterCard mDigi
Cashback up to 20%.
for spending on food and beverage, travel and hotel, entertainment, maximum limit of VND 300,000 per statement cycle.
Up to 50% discount
at over 300 retail points within JOY World of Benefits
0% interest rate.
at Shopee, Tiki, Sendo, FPT Shop, Nguyễn Kim, etc.
TPBank JCB
No annual fee.
for eligible cardholders for life
5,000 VND = 5 points
Reward points can be redeemed for cash.
Luxury deals
discounts on food and drinks, travel and beauty, spa
TP Bank World MasterCard Club Privé
Discount
at top entertainment and culinary events
Only 3%
foreign currency conversion fee
Up to 2 billion VND
credit limit
TP Bank World MasterCard Golf Privé
Only 3%
foreign currency conversion fee
Up to 300,000 VND cashback
in the first 60 days.
Up to 2 billion VND
credit limit
TPBank VisaFreeGo
Earn 5% bonus points
for online bookings, hotel stays and shopping. Other terms apply.
5,000 VND = 5 points
Points can be converted into cash
Attractive discounts
for travel, accommodation, beauty and spa
TPBank VisaClassic
No annual fee.
in the first year
Attractive discounts
for travel, accommodation, beauty and spa
Accumulate bonus points
for transactions and redeem rewards points to waive annual fees
TPBank Visa Gold
Up to 7,2 millions VND
annual refund. Other terms apply.
300 million VND
Credit limited
15% off
for food & beverage, accommodation and spa
TPBank VisaPlatinum
Up to 1 billion VND
credit limit
Only 2.8%
transaction conversion fee
Up to 10.5 billion VND
Travel insurance package
Visa TPBank Signature
Up to 2 billion VND.
credit limit
Up to 55 days
interest free period
Up to 10.5 billion VND
Travel insurance package
VPBank Number 1 MasterCard
No withdrawal fees.
at ATMs with the Mastercard logo.
1,000 VND = 3 points
For international transactions, 1,000 VND = 1 point.
No annual fee.
for primary cards of eligible cardholders.
VPBank MC2 MasterCard
1,000 VND = 6 points
for supermarket purchases.
1,000 VND = 3 points
for eligible cardholders
Annual fee waiver
for primary cards of eligible cardholders.
VPBank Titan Cashback
up to 1.5%
Cashback on eligible transactions.
free
Annual fee for primary card for eligible cardholders.
up to 30%
Discounts on shopping, dining and travel at over 5,000 partners.
MobiFone VPBank Platinum
1,000 VND = 6 points
For international transactions, 1,000 VND = 1 point.
20%
Cashback for prepaid subscribers every Wednesday.
free
Annual fee for primary card for eligible cardholders.
MobiFone VPBank Classic
1,000 VND = 3 points
For international transactions, 1,000 VND = 1 point.
free
Annual fee waived for the first year for eligible cardholders.
up to 30%
Discounts on shopping, dining and travel at over 5,000 partners.
MobiFone VPBank Titan
1,000 VND = 5 points
For eligible cardholders
free
Annual fee waived for the first year for eligible cardholders.
up to 30%
Discounts on shopping, dining and travel services at over 5,000 partners.
VPBank Lady MasterCard
up to 15%
Cashback on all eligible online transactions.
300,000 VND
Welcome cashback for eligible cardholders.
Installment payment.
at over 150 partners
VPBank StepUp Mastercard
up to 15%
Hoàn tiền trên tất cả các giao dịch mua sắm trực tuyến đủ điều kiện.
300,000 VND
Welcome cashback for eligible cardholders.
installment promotion
At over 150 partners
Vietnam Airlines VPBank MasterCard Platinum
26,000 VND = 1 Golden Lotus flight mile
Unlimited miles, earn up to 3,000 Golden Lotus miles per year.
1 triệu VND
Cashback and 1,000 Golden Lotus flight miles for new cardholders.
free
Annual fee for primary and supplementary cards is free for the first year.
VPBank Platinum
Up to 12 points
for every 1,000 VND for eligible transactions
Up to 30%
Discounts at over 5,000 stores, dining, travel and shopping partners
Installment promotion
at more than 150 partners nationwide
VPBank Platinum Cashback
Up to 2%
Cashback for all cardholders
Free
Annual fee for primary and supplementary cards
0%
0% interest installment payment at more than 150 partners nationwide.
VPBank Diamond World Lady
up to 10%
Cashback on shopping and dining
free
Issuance fee and annual fee
1.5 million VND
Welcome Cashback Promotion
VPBank Visa Gold Travel Miles
18 miles of travel
for every 1,000 VND spent
Free
Annual fee for primary and supplementary cards in the first year
up to 30%
Discounts on services: dining, shopping, resort travel and golf
VPBank Visa Platinum Travel Miles
Up to 27 miles of travel
for every 1,000 VND spent.
Free
Annual fee for primary and supplementary cards in the first year.
Up to 30%
Discounts on services: dining, shopping, vacations and golf
VPBank California Fitness Visa Platinum
3 days free gym
for eligible spending during the statement period
1,000 VND = 5 Health Points
Health points can be redeemed for other benefits
Up to 30%
giảm giá cho các dịch vụ: ăn uống, mua sắm, du lịch resort và golf
Visa VPBank California Centuryon Signature
Up to 15
Gym day for qualifying spend in statement period
1,000 VND = 10 health points
Health points can be redeemed for other benefits.
up to 30%
Discounts on services: dining, shopping, resort travel and golf
VPBank Visa Signature Travel Miles
Up to 30
miles for every 1,000 VND
0% installment plans
at over 150 partners
Free
Annual fee for primary and supplementary cards
VPBank Supershop Platinum
10%
Cashback on all online shopping transactions at Shopee, up to 400,000 VND/month.
0% installment plans
at over 150 partners
Up to 30%
Discounts at listed restaurants and shopping malls worldwide.
VPBank Shopee Platinum
6%
Cashback for online shopping transactions at Shopee, up to 250,000 VND/month.
0% installment plans
at more than 150 VPBank partners.
Up to 30%
Discounts at listed restaurants and shopping malls worldwide.
Agribank JCB Ultimate
Up to 100 million
VND global accident insurance package
Up to 2 billion
VND credit card limit
Luxury offers
airport lounges, 5 star dining, travel and relaxation.
Agribank JCB Golden
Up to 300 million
VND credit limit
Up to 100 million
đồng bảo hiểm
Up to 100 million
Daily payment limit in VND
Agribank Mastercard Platinum
up to 2 billion
VND credit limit
up to 100 million
VND insurance package
up to 200 million
VND Daily payment limit
Agribank Mastercard Golden
Up to 300 million
VND credit limit
15 million
VND Global Travel Insurance Package
Benefits
for eligible transactions
Agribank Visa Golden
300 million
credit card limit million VND
15 million
VND Global Travel Insurance Package
Exclusive Offers:
for eligible transactions
Vietinbank Visa Signature
0%
low interest installment payment at partners
Luxury offers
dining, beauty, lounge and golf services
Up to 55
Daily interest free
VietinBank UPI Credit Platinum
0%
Installment payment with preferential interest rates at partners
Free
issuance fee and annual fee
Up to 50%
Discounts on various purchases within the UnionPay ecosystem
VietinBank Visa Platinum
Luxury offers
5 star hotel, golf club, high end shops
Up to 55
interest free day
0%
Installment payment with preferential interest rates at partners
VietinBank Visa Platinum Virtual
Up to 55
interest free day
0%
Installment payment with preferential interest rates at partners
Luxury offers
restaurants, hotels, resorts, golf clubs, spas and beauty salons, high-end fashion stores
Vietinbank Mastercard Platinum Cashback
Unlimited
Cashback on all eligible purchases
0%
Installment payment with preferential interest rates at partners
Up to 55 days
interest free period
VietinBank MasterCard Platinum Virtual Cashback
Unlimited
Cashback on all eligible transactions
0%
Installment payment with preferential interest rates at partners
Free
Annual fee for the first year upon qualifying spending
Visa Visa Easy
Only 0.1%
Cash withdrawal fee per transaction.
0%
0% interest installment payment at partners.
From 10.5%
annual interest rate
BIDV Vietravel Standard
0%
installment payment at partners
Up to 200%
card daily payment limit.
Only 16.5%
annual interest rate
BIDV Vietravel Platinum
0%
installment payment at partners.
Up to 200%
card daily payment limit.
Only 16.5%
annual interest rate
JCB Ultimate Bank
Up to 800,000 VND
Cashback on all eligible transactions during the month
Luxury offers
Airports, Golf Courses, Hotels and Fine Dining
100%
Refund of foreign exchange fees for purchases in Japan
Visa Cashbackv 360
Cashback
for all eligible transactions, up to VND 600,000/month.
Up to 11.65 billion VND
Travel insurance package
0% interest rate
installment payment at partners.
Visa Online Cashback
600,000 VND/ month
Cashback on all eligible transactions
Up to 11.65
billion VND travel insurance package
0%
0% interest installment payment at partners
Saigon Center Takashimaya Vietcombank JCB
Free
Card issuance fee, renewal fee and re-issuance fee.
0%
0% interest installment promotion at Vietcombank's partners
Unlimited
Discounts on Japanese-style dining and travel
Vietcombank JCB
Free
Annual fee for eligible cardholders
1,000 VND = 2 bonus points
unlimited points
0%
interest paid at partners
Vietcombank Visa Platinum
Up to 11.65 billion VND
Travel insurance package
Free
Annual fee for eligible cardholders
0.3%
Cashback on all eligible transactions
Vietcombank Visa Signature
Up to 55 days
interest-free
Luxury offers
Insurance package up to 11.65 billion VND, international dining and lounge offers.
Up to 10%
reimbursement for education and medical expenses.
Vietcombank Mastercard
Owning a supplementary card is easy.
Children from 6 to 15 years old are allowed to own a card.
Up to 100
withdraw cash million dong per day
Attractive promotion
about health and beauty care, hotel booking and shopping
MasterCard World MasterCard
Up to 55
interest free day
Up to 5%
Cashback on overseas spending and 0.5% cashback on domestic spending
Up to 11.65
billion dong travel insurance package
Vietcombank American Express ®
0% interest rate
installment payment at partners.
0.6% Cashback
transaction value for green class and 0.8% of transaction value for gold class.
Up to 7 billion VND
Travel insurance package
American Express® Gold Card
0%
installment payment interest at partners.
Up to 0.8%
refund transaction value
7 billion VND
Travel insurance package
Vietcombank Cashplus Platinum American Express®
Up to 23.3 billion VND
global travel insurance package
1.5%
Cashback rate for foreign currency spending and 0.5% cashback for domestic spending.
Free
Annual fee for first year supplementary card
VietNam Airlines American Express
23,000 VND = 1 Lotus mile for foreign currency spending;
28,000 VND = 1 Lotus mile for local spending.
Up to 7 billion VND
Travel insurance package
Luxury offers
health care, beauty and shopping
Vietcombank American Airlines American Express® Gold Card
Up to 7
billion VND travel insurance package
28,000VND = 1 Lotus mile
on domestic shopping transactions
23,000 VND = 1 Lotus mile
on foreign currency spending transactions
VietNam Airlines Platinum American Express®
Up to 40%
for health care and beauty
18,000 VND = 1 Lotus mile
For foreign currency spending: VND 22,000 = 1 Lotus mile on local transactions and free airline lounge access.
Up to 23.3 billion VND
Travel insurance package
MB JCB Sakura Classic
Up to 30%
Discounts on dining, shopping, travel, healthcare and more
Travel Deals
Travel Deals
0%
interest-free installment payments at shopping locations
MB JCB Sakura Golden
Up to 30%
discounts on dining, shopping, travel, healthcare and more.
Travel Deals
10% off hotel bookings and up to 30% off at listed hotels and resorts.
0%
installment payments interest at shopping locations
MB JCB Sakura Platinum
Currency Converter
automatically when traveling and shopping abroad
Up to 30%
Discounts on dining, shopping, travel, healthcare and more
Up to 30%
Discounts on hotels and resorts
MB Hi Visa Collection
Free
Annual fee for eligible cardholders
Up to 30%
Discounts on dining, shopping, travel, healthcare and more
Travel Deals
Travel Deals
MB Visa Modern Youth
Up to 10%
Discount when booking hotel rooms in advance
0%
Pay interest in installments at more than 1,000 partners
Free
Annual fee for eligible cardholders
MB Priority
Up to 10.5 billion VND
Global travel and transaction insurance package.
Up to 20%
Discounts at fine restaurants, shops, and partner hotels.
Up to 30%
discounts on dining, shopping, travel, and healthcare.
MB Visa Infinite
Free
supplementary card annual fee
Luxury deals
free business class lounge at the airport
Up to 20%
Discounts at fine restaurants, shops, and partner hotels.
MB Visa Classic
Up to 10%
Discount when booking accommodation online
0%
Pay interest in installments for all purchases at partners
Up to 30%
Discounts on dining, shopping, travel, healthcare and more
MB Visa Golden
Up to 10%
Discount when booking accommodation online
0%
Interest-free installment payments for all purchases at affiliated retailers
Up to 30%
Discounts on dining, shopping, travel, healthcare and more
TMB Visa Platinum
Up to 10%
Discount when booking accommodation online
0%
Pay interest in installments at partners
Up to 30%
Discounts on dining, shopping, travel, healthcare and more
VIB Financial Free
30%
Discounts on dining, online shopping, and travel at over 25 leading brands in Vietnam.
0%
Interest for the first 3 statement cycles includes all spending and cash withdrawals.
X6
Unlimited commission when referring cards to others.
Unlimited VIB rewards
No
Lifetime annual fee for eligible cardholders
100%
Cashback for eligible cardholders
10X
Reward points for every transaction
VIB refund
Free
lifetime annual fee for qualified new cardholders
100%
Cashback on first payment transaction, up to VND 500,000, for eligible cardholders
Up to 10%
Cashback on eligible purchases, up to VND 800,000/month
VIB Du Lịch Élite
Free
lifetime annual fee for qualified new cardholders
100%
Refund for the first payment transaction, maximum 500,000 VND
Only 1.75%
foreign currency trading
VIB Happy Drive
30%
Refund for service fee at Center/Vehicle Maintenance.
Accumulate 5 liters
Accumulate 10 million VND = 5 liters of gasoline, maximum limit 500 liters.
Free
first year annual fee
VIB 0% Interest Installment
Free
Annual fee for eligible cardholders
0%
preferential interest rate installment program at more than 100 VIB partners
100%
health insurance refund
VIB Premier Boundless
4,000 miles
Minimum 5 million VND spending at Vietnam Airlines for eligible cardholders
Free
Annual fee for eligible cardholders
100%
Refund for first payment transaction, maximum 500,000 VND
VIB family connection
16X
Bonus points for all valid transactions
Free
Annual fee for eligible cardholders
100%
Refund for the first payment transaction, maximum 500,000 VND
Credit Card HSBC Premier World Mastercard®
$0
Annual fee for eligible cardholders
1 VND = 1 bonus point
4,000 points are converted to 10,000 VND.
Unlimited
Bonus points on all qualifying transactions.
HSBC Visa Classic LiveFree
100%
Unlimited cashback for the first three statements.
0%
installment interest rates and conversion fees at HSBC partners.
Free
Annual fee for the first year.
HSBC Visa Platinum Refund
Up to 8%
Cashback when shopping online at online platforms
0.3%
Cash back rate on all qualifying purchases
1% unlimited
Cashback on all other online purchases
HSBC Visa Platinum Online
Up to 8%
Cashback for online shopping at Tiki, Lazada, Shopee, Grab, Sendo, Baemin
Apartment 0.3%
Cash back rate on all qualifying purchases
Up to 4.6
million dong online shopping insurance
VietinBank MasterCard Platinum
Unlimited cashback
for all expenses
0%
Interest-free installment payments
$0 annual fee for the first year
when meeting spending conditions
BIDV Visa Infinite
0%
Pay interest in installments at partners
Free privileges
Such as free golf rounds, beauty services, and free lounge access.
Up to 23.3 billion VND
For global travel insurance
Vietcombank Vietnam Airlines Platinum
No physical card.
to withdraw cash using QR code
Unlimited miles
for international and domestic spending
Up to 23 billion VND
Travel insurance package for cardholders and their family members
MB Visa Platinum
Up to 10%
Discounts for booking accommodation online in advance.
0%
Installment payments with interest rates for all expenditures at partner merchants.
Up to 30%
Discounts on dining, shopping, travel, health care, and more.
VIB Travel Elite
$0 phí
for new credit cardholders
100% Cashback
on the first payment transaction
0%
Foreign currency transaction fee
VIB Premier Boundless
4000 miles
When open card
$0
Annual fee
100% Cashback
on the first payment transaction
VIB family connection
16x point
for every transaction when using the card with a minimum spend of 100,000 VND
$0
Annual fee
100% cashback
on the first payment transaction
HSBC Visa Classic LiveFree
100%
Unlimited cashback
0%
Interest rate settings
1.25%
Low conversion fees
HSBC Visa Cashback Platinum
Up to 8%
Cashback on online shopping
0,3%
Unlimited cashback
4,6 millions VND
Insurance benefits